If you rent an apartment, renters insurance can protect you from financial liability if a covered event occurs. Renters insurance is similar to home insurance but doesn’t cover the structure because it’s specifically for renters.

The professionals at Griffith Insurance LLP, based in West Chester, PA, can help you find the right renters insurance policy. We are here to assist you if you’re considering renters insurance and wondering about its coverage.

What is Renters Insurance?

Renters insurance is an insurance policy for individuals renting a living space. It doesn’t cover the structure you live in but provides protections that could assist you in recovery after a covered event.

What Does Renters Insurance Typically Cover?

Renters insurance usually covers your personal property and will compensate for the repair or replacement after a covered event occurs. Standard renters insurance also includes liability coverage that will cover repair costs for accidental damage to someone else’s property or medical bills if you unintentionally cause their injury. Additionally, typical renters insurance will cover additional living expenses if you are forced to vacate your home due to a covered event.

Why Should I Get Renters Insurance?

Renters insurance can offer peace of mind during unexpected incidents. It can help safeguard you from financial losses if you lose some or all of your personal possessions during a covered event. Obtaining renters insurance is straightforward when you collaborate with an experienced insurance agent.

At Griffith Insurance LLP, serving West Chester, PA, we help our customers find the insurance policy that meets their needs. We collaborate with numerous carriers to make the insurance search process rewarding and successful. Contact us today to schedule an appointment.